Qube Financing

Financing, technology and servicing, connected through one fully automated platform.

Qube connects financing, technology, and servicing through one fully automated platform for receivables financing, supply chain finance, and credit & collections management.

Two complementary activities, helping businesses unlock working capital, improve cash flow, and stay in control. Organised along four business lines:

Origination infrastructure
Credit & collection infrastructure
Servicing infrastructure
Funding infrastructure

Four risks. Managed every day.

Seller default risk

Seller contingency reserve
Daily portfolio valuation and settlement
Trigger management

Seller risk

Seller & data verification
Daily settlement
Trigger management
Fraud risk & control framework

Dilution risk

Expected dilution calculation
Daily settlement of credit notes
Trigger management

Debtor default risk

Debtor concentration management
Daily expected loss calculation
Dynamic enhancement
Master Receivable Servicer

More liquidity. Better working capital.

The Qube Working Capital Toolbox has been developed to enhance liquidity and optimise working capital for clients in scope. On request, Qube assists clients in improving their receivables portfolio and credit & collection management.

Receivables Management Analysis

Receivables Services Specs

DSO Calculator

Weighted Average Payment Term Development
Weighted Average Days Past Due Development

Receivables Pool Analysis & Valuation

Expected Weighted Average Life Development
Aging Bucket Profile
Dilution Profile
Expected Loss Profile

See it in practice

Explore the solutions that run on this platform.

Working Capital in motion

Next step

Put your receivables to work.

Talk to us about qube financing and what it means for your business.

How we start

1
Review
Your portfolio, systems and current process
2
Design
Structure, workflows and safeguards
3
Implement
Connections, reporting and support